Family, Career and Community Leaders of America
Virtual Business Challenge
FCCLA and Knowledge Matters are pleased to present the 2017-2018 FCCLA Virtual Business Challenge. This challenge is open to all FCCLA high school members. Team registration begins on Tuesday, October 10, 2017.
Watch a Short Video on How to Register:
Student Registration | Advisor Registration
VBC Personal Finance
The Virtual Business Challenge-Personal Finance event encourages FCCLA members to test their financial literacy skills. Participating teams will be making personal finance decisions for a simulated person. The concepts students will be managing include opening bank accounts, paying bills, filing taxes, applying for jobs, enrolling in educational courses, paying for goods, applying for credit cards, determining schedules, budgeting, and more. For each round, teams will be ranked based their person's net worth after running the simulation for two virtual years.
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First & Second Challenge: (Top eight nationally ranked teams)
· Recognition under the FCCLA area at

FCCLA's National Leadership Conference
National Champions - 1st Place
· $1,000/team
· Medal
· Recognition under the FCCLA area at

2nd Place
· $500/team
· Medal

3rd Place
· $250/team
· Medal

Dates & Details
There are two qualifying rounds for this event. Participants will utilize a limited function online competition version of our Virtual Business Personal Finance simulation for the first and second qualifying rounds. The Challenge will focus upon different concepts found within the simulation. FCCLA members will not be able to control every concept found under the Actions menu. Teams are only able to manipulate the actions enabled for that specific Challenge. All other concepts will be set adequately and controlled for the teams. Assignments explaining Challenge goals and objectives will be available within the competition files.

Students who are currently using, or who have previously used one of our online simulations (Accounting, Hotel, Restaurant, Personal Finance, Retailing, Management or Sports and Entertainment) may use their existing accounts to participate. Students who have not used our online simulations will be given the opportunity to create a new account free of charge.

Team registration for this event will begin on Tuesday, October 10, 2017. There will be two rounds (Challenges) held via the Internet during the school year. The first challenge is October 24, 2017, 10:00 a.m. Eastern Time - November 17, 2017, 5:00 p.m. Eastern Time and the second challenge is February 5, 2018, 10:00 a.m. Eastern Time - March 2, 2018, 5:00 p.m. Eastern Time.

At the conclusion of the second round of the VBC, the teams that qualified to compete in the live event at FCCLA's National Leadership Conference will be listed on the VBC rankings pages. These teams must have their FCCLA adviser confirm their attendance and participation in this event by emailing, or by calling (413) 587-9917. Prior to confirming a team, the FCCLA adviser must go through the necessary steps to gain approval for the team to participate in the VBC event at the NLC.

Competition sessions at FCCLA's National Leadership Conference will be held LIVE in the exhibit hall. Unlike the qualifying rounds, competition sessions held at the NLC will be timed events. The competition at the NLC will follow a double-elimination format with scholarships being awarded to the first, second and third place teams.
ELIGIBILITY: Only affiliated FCCLA members in grades 9-12 are eligible. Students must be a paid, affiliated member prior to the submission of any Virtual Business Challenge-Personal Finance file to Knowledge Matters. An FCCLA chapter may have as many teams as it can support according to the team membership rules. All membership questions will be handled by FCCLA. Chapters may participate in the FCCLA Virtual Business Challenge-Personal Finance during Round One (October 24-November 17, 2017) and/or Round Two (February 5 – March 2, 2018).

TEAM MEMBERSHIP: Entries may be created by an individual member or by a team, not to exceed three (3) members. A Team Member cannot be on more than one team at a time. No additional team members may be added once a team has registered. All rankings and prizes are based on the team and not the individual. Members are unable to participate in any other National Leadership Conference competitive event (STAR Event or FCCLA/LifeSmarts Knowledge Bowl) if they have qualified and plan on participating in the final round at National Leadership Conference. All rankings and prizes are based on the team and not the individual.

If a Team Member drops off a Team or a Team is to be dissolved, an email from the Team's FCCLA Adviser acknowledging the removal must be sent to stating the team name and the Team Member(s) to be removed. An acknowledgment from Knowledge Matters confirming the Team Member update will be sent back to the Team's FCCLA Adviser. If this acknowledgment is not received, it will be the Team's responsibility to resubmit the request via the Team's Adviser. Once the acknowledgment is received, the individual is free to register a new team. All maintenance and compliance monitoring of the Teams will be the responsibility of the Team's FCCLA Adviser. FCCLA chapters may have as many teams as it can support according to the Team Membership rules. Team names must generally adhere to FCCLA's code of ethics. Team names deemed inappropriate according to National FCCLA will have their team name changed to the name of their local chapter without notice. National FCCLA will have the ultimate authority to resolve Team Membership and name disputes.

CODE OF CONDUCT: Participants agree to compete by the Rules of Competition listed on this page. Participants further agree that all work submitted is work done by the participant or the participant's registered teammates. Participants understand that any attempt to hack or cheat the simulation is grounds for removal from the competition and possible further actions. Participants agree to refer any questions on what may constitute a cheat to Knowledge Matters for a decision.

All participants agree to be bound by the following Honor Code: I pledge that all work submitted is that of me or my teammates, solely. I have received no outside help with the challenge. I pledge not to hack or cheat in any way and agree to report others that I am aware of who hack or cheat.

Additionally, because the VBCs are interstate competitions for prize money, participants who hack or cheat may be subject to penalties under federal, state or local cybercrime or anti-hacking laws.

DRESS CODE: Team members competing at the National Leadership Conference must wear clothing that meets the FCCLA Dress Code Policy, as published by FCCLA.

QUALIFIER RULES:The top eight nationally ranked teams from each Challenge will qualify to compete at the National Leadership Conference. Teams that qualify during Round One may participate in Round Two, but will not be ranked in the Round Two challenge. Teams that qualify to compete at the National Leadership Conference must have at least one team member compete in the national event. No substitutions are permitted.

SCORES: A team’s actual numeric score will not be posted on the rankings page. Bars symbolizing a team’s score will be posted instead. Numeric amounts will not be released during the Challenge rounds. In the event of a tie, the team with the earliest file submission will rank higher, so it is important to get your files ranked early in the Challenge.

NLC LIVE EVENT:The qualifying teams will be allowed to use the Texas Instruments® TI-30Xa Scientific Calculator during the competition sessions at the NLC. Knowledge Matters will provide a calculator for each team to use. Teams must use the provided calculator.
Due to the high volume of teams participating in the VBC, all questions regarding the VBC should be submitted via email. Please fill out this form and submit it to Knowledge Matters, Inc. Emails will be answered in the order in which they are received during Knowledge Matters, Inc. business hours which are Mon-Fri from 8:30AM-5:00PM Eastern Time.

Support Form
Each team and its members are responsible for having read all the guidelines. National FCCLA and Knowledge Matters, Inc. are not responsible for an entry that is late, lost, misdirected, or not received. Only entries that are received by Knowledge Matters, Inc. will be eligible for scoring and ranking. All technical issues should be directed to our support team as soon as possible for resolution. Because of the wide variation in computer systems, Knowledge Matters, Inc. assumes no responsibility for the performance of its software on participant's computers. It is the team members' responsibility to read the Late Breaking News/FAQ's located on this page for updates.
Technical Support Questions

Support Form

Chapter Participation Questions

Christine Hollingsworth, Competitive Events Manager, FCCLA, Inc.
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